Growing Peaches

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Question:  We have a Peach tree growing in our back yard and we wanted to know when it will start bearing fruit ? It is about 2 feet tall and has beautiful leaves on it .

Is this a grafted tree or raised from seed?  If it is from seed, it may take 10 years and may not be a great producer.  If it is a grafted tree it should produce in the next couple of years.